Dave Ramsey's Deluxe Envelope System has all the tools you need to begin Dave's proven, easy-to-use cash management system. This effective, yet simple method will help you manage your household income and expenses, and keep you from spending more than you earn! Elegant faux-leather in stylish black with tri-fold design, 6 cash-management envelopes, coin purse, places for your checkbook and check register, memo pad, debit card holders, and 4 extra cash-management envelopes. Measures 4.5" x 7" x 1.5" closed; 13.25" x 7 open.

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