n early 2002, an accountant told Janet Chihocky that her company was in such dire financial straits that she had no choice but to file for bankruptcy. A go-getter from an early age, Janet had been blessed with unlikely and amazing professional opportunities, the best mentors and a willingness to work hard and never give up. Until now. Would her mistakes and failures suddenly bring it all to an end? Or could she trustdespite the experts' advice and mounting evidence to the contrarythat God had a different plan for her?

Everyone faces their own Chapter 11 momentbankruptcy, job loss, a devastating medical diagnosis, a troubled child. These moments of adversity often take us to the bottoma dark place that can be frightening and life-altering. Janet's story shows that in moments of loss, despair, betrayal and temptation, individuals can discover transformation, renewal and purpose.

Even when staring up at what seems like an impossible mountain, there is always more than one way forward. The question is: Whose voice are you going to trust?

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